We Can Help You Find the Right Property

A Buyer’s Guide to the Papamoa Property Market

Finding your perfect home is an exciting journey. Whether you’re a first-time buyer looking for a coastal starter home, an investor scouting for a great opportunity, or you’re just ready for your next big move, the team at Ray White Papamoa is here to help. We believe that choosing the right home in the Papamoa real estate market—or in nearby suburbs like Mount Maunganui and Te Puke—comes down to three key things: knowing what you need, what you can afford, and what’s available.

We’re passionate about helping our clients find a property that perfectly fits their lifestyle and goals. Our local expertise means we have our finger on the pulse of the Papamoa property market, and we’ll work with you to make the process as smooth as possible, from your first viewing to getting the keys in your hand.

Your Buying Checklist

1. Define What You Need: Think about your lifestyle both now and in the future. How many bedrooms do you need? What about proximity to schools, local amenities, or the beach? Having a clear idea of your priorities will help us narrow down the search.
2. Get Your Finances in Order: Before you start your search, talk to your bank or a financial advisor. Getting pre-approval for a mortgage gives you a clear budget and puts you in a strong position to make a quick offer when you find the right home.
3. Stay Informed About the Market: Keep an eye on new listings and attend open homes. You can also sign up for our weekly email updates, or better yet, work directly with one of our salespeople who can search for properties on your behalf and may even know about homes not yet on the public market.
4. Do Your Homework: Once you find a property you love, it’s time for due diligence. We recommend:
   • Reviewing the paperwork: Ask the agent for sales statistics for the area and, most importantly, have a copy of the Sale and Purchase Agreement and the LIM report checked by your solicitor.
   • Getting professional inspections: We strongly advise arranging a building inspection to ensure there are no surprises with the property’s condition. You may also want to get an independent valuation.
5. Understand the Legalities: In compliance with the Real Estate Agents Act 2008, you will be given the New Zealand Residential Property Sale & Purchase Agreements Guide before you sign any offer or bid at auction. This is an important document that we will ask you to acknowledge receipt of, and it’s a great resource to help you understand the process.

Concluding Your Purchase

Once your offer is accepted, you’ll sign a Sale and Purchase Agreement and pay a deposit (typically 10% of the purchase price). This is when the contract becomes legally binding. We will ensure all the necessary copies are sent to your solicitor.

On settlement day, ownership of the property is officially transferred to you. We recommend you do a final pre-settlement inspection to make sure everything is as you agreed. Once all the legal and financial details are sorted, we’ll hand you the keys to your new home.

Congratulations, it’s all yours!

FAQs for Buyers

How can a Ray White salesperson help me find a home? Our salespeople have a deep understanding of the local market and often know about properties before they are widely advertised. By letting us know exactly what you’re looking for, we can actively search on your behalf and save you countless hours of sifting through unsuitable listings.

What is a LIM Report? A LIM (Land Information Memorandum) is a report issued by the local council that provides important information about a property, such as building consents, drainage plans, and any known hazards. It’s a vital document to review before you finalise your purchase.

Do I need a lawyer when I buy a house? Yes, we always recommend that you engage a solicitor or a conveyancer. They will review all the legal documents, check the title and LIM report, and provide you with professional advice to ensure a smooth and secure transaction.